We Had a Humble Beginning and Have Traveled a Long Way

The Insurbes Insurance Company of America was founded in USA New Jersey, in 1995 by Jack Smith.

Insurbes became one of the largest and most well known life to the insurance companies globally. It expanded its services beyond life insurance to include various financial products and services.

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Wining Awards
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What Makes Our Services Reliable?

Insurbes companies work to sense more security & peace they have insurance coverage challenging times.
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Smart Match

We match your unique profile tothe bestpre-qualified rates.

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Certified Insurance

Don’t worry, we have gone through the certified process.

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25+ Years Experience

More than 25+ years we have insurance dedicate it to you.

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24/7 Support

We're always there for you 24/7 for your satisfaction.

Client experiences that speak volumes

We pride ourselves on delivering exceptional service and personalized solutions tailored to each client's needs. But don't just take our word for it—hear directly from those who have experienced the difference firsthand. Our clients' stories reflect our commitment to excellence, trust, and peace of mind. Dive into their testimonials to see why many choose us as their trusted insurance partner.
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Roy is the best insurance agent we’ve had in 10 years. He answers the phone when I call and takes care of any issue I have promptly. He also saved us a ton of money over our old insurer, who kept raising our rates with no claims ever filed.

Brenda E.
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It is a pleasure to work with such a professional, knowledgeable, and pleasant person. Thanks for all your help. We look forward to doing more business in the future and highly recommend your services to anyone and everyone.

Gloria L.
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Roy has been great to work with. He always works hard to find the best deals for me, and when he knows that I can get a better deal elsewhere, he tells me what is in my best interest. When I had to make a claim, Roy was available to help with the process as much as I needed.

Brian K.
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Roy is a great agent.

Ralph S.

The Most Frequently Asked Questions

Insurance is a financial arrangement in which an individual or entity pays a premium to an insurance company

What is Insurance?

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Insurance is a financial arrangement in which an individual or entity pays a premium  to an insurance company.

What Impacts My Car Insurance Price?

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Car insurance price is influenced by a variety of factors. A clean driving record, age, and the type of vehicle you own all play crucial roles.

Types of Insurance Are Available for Family?

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For families seeking comprehensive protection, various types ,of insurance are available. Health insurance ensures access to medical care. Auto insurance cover vehicles and residences. Travel insurance adds a layer of security during trips

How Are Insurance Premiums Determined?

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Insurance premiums are determined through a complex process that takes into account various factors to assess the level of risk associated with insuring an individual, property, or entity.

How Does Our Pricing Works ?

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Certainly! In insurance, pricing is determined through a thorough analysis of risk factors, historical data, and market conditions. Underwriters assess the applicant's risk profile, while actuaries use statistical models to predict potential claims.

What Impacts My Home Insurance Price?

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Home insurance price is determined by factors such as the property's location, construction, age, coverage levels, deductible, your credit score, and the presence of safety features. Maintaining a secure home.

How Does Insurance Claims Process Work?

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The insurance claims process involves reporting a loss to your insurer, documenting the incident, and providing necessary information. The insurer then assesses the claim, verifies coverage, and determines the payout.

Do Insurance Companies Offer Discounts?

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Yes, insurance companies commonly offer discounts to policyholders. Discounts may be available for factors like safe driving, bundling multiple policies, having a good credit score, installing safety features, or maintaining a claims-free history.

Take a Look at the Insurbes Mobile App

Insurbes companies work to sense more security and peace they have insurance coverage
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